April 20, 2026 — The non-custodial roadmap we published last week describes one path: smart contracts on each chain, an OrcaRail-run keeper, an OrcaRail-run indexer, and an OrcaRail-run API. It removes custody but keeps us in the middle of almost everything else.

Several readers — rightly — asked: if the goal is to become a protocol, why stop at removing custody? What would the rail look like if OrcaRail could go dark tomorrow and payments kept flowing?

This post is a debate. Five positions argue for five different architectures. A moderator pokes at each. Nobody wins outright, but by the end we are clearer about which trade-offs we are actually making.

April 20, 2026 — Every crypto subscription product has to solve the same problem: how does a payer authorize future payments without giving up custody? There are three realistic answers. We picked allowance-pull, and this post explains why.

March 25, 2026 — OrcaRail supports recurring subscriptions in the same API-first model as one-off payments: you create a subscription, we track billing periods, and payers complete each cycle—either by opening a payment link or by auto-charge, where they authorize us to pull stablecoins each period after a one-time on-chain approval.

March 15, 2026 — OrcaRail uses Relay Link for payments and cross-chain bridging. As a result, we support the same networks and currencies that Relay supports—and they’re integrated automatically. No hardcoded list to maintain; when Relay adds or updates chains and tokens, our system picks them up.

March 5, 2026 — OrcaRail is multichain by design. Here’s a clear picture of what we support today, how withdrawals work per chain, and how we line up with Relay on Bitcoin and Solana.

January 1, 2026 — Today, we are thrilled to announce the launch of OrcaRail.

Built with the assistance of AI and driven by a singular conviction: crypto payments must be open, transparent, and accessible across all chains. For too long, merchants and developers have been forced to choose between complex, unmaintained open-source tools or expensive, closed-ecosystem payment gateways that lock you in and charge high fees.

We built OrcaRail to break that paradigm. OrcaRail is a multichain payment platform that bridges Web2 business logic and Web3 settlement — hosted with simple per-transaction pricing and a generous free tier, or self-hosted Open source soon for full sovereignty.